#6: Stay focused, stay determined, and update your budget!

You have a plan...now follow it! Keep your budget with you at all times. Before you spend money on something, look at the budget. By constantly referencing your budget, you will be reminded of your goal.

Make sure the budget is a living document. Keep it updated. If you spend less on groceries one week, note it in the budget and see how much additional savings you have. If you need to fix the breaks on your car, note it in the budget as an unexpected expense and adjust your savings accordingly.

If you follow these six steps, you can save three to six months of expenses. For some ths will be easy. For others, you may need to make some lifestyle decisions. The choice is yours. But for piece of mind sake, it is better to cut back now than not have enough money should the unfortunate happen.

I know this was a long article but I hope you find it valuable.

Above all, stay positive. Remember, you're preparing just in case.

Published at The Cube Monkey: Business Success and Personal Development